Service · Company formation

The company is the easy part. The banking isn’t.

Most people forming a company abroad get the certificate and then hit the wall: nobody will give it an account. We arrange the company and open the regulated account alongside it. Tell us where you need to be and we’ll confirm what’s possible.

The problem

A company nobody will bank is a dead end

The certificate isn’t the milestone

A certificate of incorporation doesn’t move money. It’s the account behind it that decides whether the company can take a payment, pay a supplier or do anything at all.

The account is where it stalls

A brand-new company, a foreign director, a cross-border story — that’s the file that gets declined, or simply never answered. Usually after you’ve already paid to incorporate.

Nobody owning the end

The company exists on paper and the account doesn’t, and the gap between the two is yours alone to carry. What’s missing isn’t another vendor — it’s one conversation that owns the outcome.

How it starts

Tell us where, and we’ll tell you straight

You won’t find a jurisdiction list, a timeline or a price on this page. The honest answer depends on where you’re going and what the company is for — so ask, and you’ll get the specifics for your case instead of a number that turns out not to apply.

01

Tell us where you need to be

The country, what the company is actually for, who’s behind it, and where the money will come from and go.

02

We confirm what’s possible

Some places work and some don’t — sanctions and our own compliance rules rule places out. You get that answer before anyone spends anything, not after.

03

The company and the account together

If it’s a yes, the company gets set up and the account is opened alongside it. One conversation, one point of contact, all the way to an account that works.

What you get

The account is part of the same conversation

A regulated counterparty on the accountFirst Class Payments Inc. is a FINTRAC-registered Canadian MSB, and it is the counterparty on your account — opened by the people you’re already talking to, not an introduction to someone who may never reply. How we’re regulated →
60 currencies, one accountAccept, hold, convert and pay out across 60 currencies without opening a bank in every market you touch. See the account →
Receiving in EUR, USD, GBP, CAD and AEDThose five are the account currencies with local receiving details. The other 55 are yours to hold, convert and pay out.
Payouts on local rails and SWIFTSettled T+1, each recipient in their own currency — and a whole roster in one batch when there is one. See payouts →
FX with the margin in plain sightConverted near the mid-market rate with the margin shown up front — never folded into the rate you’re quoted. See conversion →
Money coming in, tooCards, wallets, local rails and crypto into the same account you pay out from, with a webhook on every payment, refund and payout. See processing →
Real screening, done at the startKYC/AML and source-of-funds checks are part of opening the account. Done at the start, it’s the reason an account keeps working — not a problem sprung on it once the money is already moving.
A named account managerA person who answers, not a ticket queue — through the formation and long after it. Who we are →
What powers it

The products behind it

Company formation

Tell us where you need to be

A company that can’t get banked isn’t really a company yet. Start with that conversation — the rest follows from it. Already incorporated? Open the account directly.