Accept the way the world pays — settle where you hold money
Take cards, digital wallets, local bank schemes and crypto from customers anywhere. Every payment lands straight in your multi-currency 1klas account — ready to hold, convert or pay out.
Give every customer a way to say yes
Every major scheme, one checkout
Take credit and debit worldwide — one-tap or full checkout — with 3-D Secure 2 and fraud screening handled for you.
The wallets they already use
Apple Pay and Google Pay at the tap they expect — fewer forms, fewer drop-offs, higher conversion on mobile.
Pay-by-bank, where they are
Local transfer and bank schemes so customers pay how they trust — SEPA, Interac, Faster Payments and SWIFT, settled to your account.
Stablecoins & major crypto
Accept USDT, USDC, BTC and ETH and have it auto-converted into the currency you hold — the on-ramp side of Crypto ⇄ cash.
From a customer's tap to money in your account
Customer pays
They check out with any method, in their own currency.
Authorized
We run 3-D Secure and fraud checks, then authorize in real time.
Settled to you
Funds land in your 1klas account, in the currency you choose — T+1.
Hold or pay out
Keep it, convert near mid-market, or pay out worldwide — one dashboard.
Go live the way your stack works
Drop in a hosted checkout, call the API, or install a plugin. Every method flows through the same integration and settles to the same account.
- Hosted checkout — a ready page, no PCI scope for you
- REST API & server SDKs for full control
- Plugins for the platforms you already run
- Webhooks for every payment, refund and payout
Processing that ends where your money lives
Money lands in your multi-currency 1klas account — not a foreign bank you don't control, not a wallet you can't reach.
Cards, wallets, bank rails and crypto — so you don't lose the customer who never uses a card at checkout.
A FINTRAC-registered Canadian MSB — accept, hold and pay out under one roof, with one reconciliation.
A named manager helps you integrate and go live, and stays reachable on Telegram and email.
Pricing is quoted to your business and payment mix — talk to us for a rate.
The rest of the money stack
Common questions
Major card schemes (Visa, Mastercard, Amex), digital wallets (Apple Pay, Google Pay), local and bank rails (SEPA, Interac, Faster Payments, SWIFT), and crypto (USDT, USDC, BTC, ETH) — through one integration.
Three ways: a hosted checkout page (no PCI scope for you), a REST API with server SDKs, or a plugin for the platform you already run. Webhooks keep your system in sync for every payment, refund and payout.
Authorized payments settle into your 1klas account — typically the next business day (T+1) — held in the currency you choose, ready to hold, convert or pay out.
Strong Customer Authentication (3-D Secure 2) and fraud screening are built in, so you meet scheme requirements without wiring it up yourself.
Pricing is quoted to your business based on your volume, methods and regions — no fixed rate card. Reach out and we'll put a clear number in front of you.
Yes. First Class Payments Inc. (1klas) is a Money Services Business registered with FINTRAC in Canada. Client funds are safeguarded and kept separate.
Turn every checkout into money you hold
Accept the way your customers pay, and settle it straight into your own multi-currency account. One integration, one counterparty, T+1.