Multi-currency accounts

Every currency your business earns, under one login

Get paid abroad with local details, keep each balance in the currency it arrives, and move it out when it suits you — without opening a bank account in every country you sell to.

60
currencies held & converted in one place
5
account currencies with local receiving details
IBAN
virtual accounts in your business name
T+1
payouts land the next business day
Inside the account

What a 1klas account carries for you

Hold 60 currenciesKeep balances in each currency, or convert whenever the rate suits you.
Receive with virtual IBANsAccounts in your business name, with local details in key markets.
Convert near mid-marketTransparent FX with a clear margin — no hidden spread.
Pay out worldwideSend to 60 currencies over local rails and SWIFT, settled T+1.
One dashboardEvery currency, balance and rail in one place — one reconciliation.
Regulated & safeguardedA FINTRAC-registered MSB; client money held with care, kept separate.
Your account · one login Live
Total balance in EUR
€38,900
🇪🇺EUR€12,400
🇺🇸USD$8,200
🇬🇧GBP£5,100
🇦🇪AED49,700 AED
🇨🇦CADC$18,600
Every currency held side by side. Tap one to see your total in it — convert only when the rate suits you.
White-glove service

You get a team, not a portal

A regulated account is only as good as the people behind it. With 1klas, a real team gets you set up and stays reachable.

  • A dedicated managerA named person who learns your business — not a ticket queue.
  • Hands-on onboardingWe set the account up with you and get you live, together.
  • Reach a real humanPriority support on Telegram and email — a person who answers, fast.
  • Compliance, with youWe walk you through KYC/AML so you clear it — guidance, not gatekeeping.
Coverage

The currencies your account speaks natively

Account currencies with local receiving details: EUR · USD · GBP · CAD · AED. The rest are available for conversion and payouts.

Hold & convert

Convert on your terms, receive like a local

Mid-market FX

See what a conversion really costs

You convert
You get, into your account
10,800.00
indicative rate 1 EUR = 1.0800 USD

Priced near the mid-market rate with the margin shown up front — 0.5% as standard, from 0.1% — no hidden spread. You choose when to convert. See pricing →

Virtual IBANs

Receiving details in your business name

Real local details in key markets — customers pay you as if you banked next door. Illustrative; your live details appear in your dashboard.

Onboarding

From application to first payment in

Step 01

Apply online

Tell us about your business and what you collect — a few minutes.

Step 02

Verify once

We run KYC/AML checks; upload documents once and we handle the rest.

Step 03

Details issued

Get virtual IBANs and account details in your business name.

Step 04

First payment in

Start receiving, holding and paying out across 60 currencies.

Better together

One account, the whole money stack

FAQ

Common questions

You can hold and convert balances across 60 currencies. EUR, USD, GBP, CAD and AED are account currencies that come with local receiving details; the rest are available for conversion and payouts.

You can apply online in minutes. Once KYC/AML checks clear, you receive your account details — typically within a few business days depending on your documents.

Yes. First Class Payments Inc. (1klas) is a Money Services Business registered with FINTRAC in Canada. Client funds are safeguarded and kept separate.

Conversions are priced near the mid-market rate with a transparent margin — there is no hidden spread, and you choose when to convert.

Businesses whose money crosses a border, a currency or a rail — marketplaces, SaaS and subscriptions, import/export, agencies paying teams, and crypto businesses.

Get started

Move money the simple way

One regulated account to accept, hold, convert and pay out — instead of a stack of providers.