Convert when you decide to, not when the money lands
Money lands in one of five account currencies with local receiving details, and stays in the currency it arrived in. Hold, convert and pay out across 60 — near the mid-market rate, with a 0.5% margin shown up front instead of buried inside it.
Where the money quietly goes
You’re handed one number. The fee is already inside it, so you never learn what the market rate was — or what you actually paid.
Funds arrive, and they’re converted the same day at that day’s rate. The timing was decided for you.
Collect in one currency, convert, pay out in another. Across every renewal and every payout, a slice disappears each time.
Four steps, and you decide the third
Money lands as it is
Local receiving details cover EUR, USD, GBP, CAD and AED. Collections and incoming transfers settle in the currency they arrived in — nothing is converted on arrival.
It sits until you say so
Hold any of 60 currencies for as long as you like. A balance stays a balance — not a pending conversion.
You convert on your terms
Pick the pair and the amount. The rate, the 0.5% margin and the final figure are all on screen before you confirm.
Pay out, or keep holding
Send over local rails and SWIFT, settled T+1 — or leave the converted balance exactly where it is.
The whole calculation, on one screen
Move a balance from one currency to another
The mid-market rate here is pulled from a public reference feed that refreshes once a day, so it is indicative — a reference point, not a dealable quote. If the feed can’t be reached, the page falls back to a fixed table. Either way, the rate you actually get is put in front of you in the dashboard before you confirm anything.
Where every unit went
- You convert10,000.00 EUR
- Mid-market rate1 EUR = 1.1400 USD
- At mid-market11,400.00 USD
- 1klas FX margin · 0.5%−57.00 USD
The 0.5% margin is our charge for the conversion, and it stays a line of its own — you can check it against the mid-market rate, because it was never folded into the rate you were quoted. Any other fee that applies to a transaction is disclosed before you confirm it, and the fee schedule for your account forms part of your customer agreement.
One account, sixty currencies, your timing
The rest of the account
Multi-currency accounts
Hold 60 currencies and pay out worldwide from one regulated account.
Payment processing
Accept cards, wallets, local rails and crypto straight into your account.
Crypto ⇄ cash
Accept crypto and convert to cash, or pay out in crypto — both directions.
Import & export
Get paid with local receiving details and settle suppliers in their currency.
Convert at a rate you can check yourself
Near the mid-market rate, with a 0.5% margin shown up front and nothing converted behind your back. Real KYC, real compliance, and a named person to talk to.