Every currency your business earns, under one login
Get paid abroad with local details, keep each balance in the currency it arrives, and move it out when it suits you — without opening a bank account in every country you sell to.
What a 1klas account carries for you
You get a team, not a portal
A regulated account is only as good as the people behind it. With 1klas, a real team gets you set up and stays reachable.
- A dedicated managerA named person who learns your business — not a ticket queue.
- Hands-on onboardingWe set the account up with you and get you live, together.
- Reach a real humanPriority support on Telegram and email — a person who answers, fast.
- Compliance, with youWe walk you through KYC/AML so you clear it — guidance, not gatekeeping.
The currencies your account speaks natively
Account currencies with local receiving details: EUR · USD · GBP · CAD · AED. The rest are available for conversion and payouts.
Convert on your terms, receive like a local
See what a conversion really costs
Priced near the mid-market rate with the margin shown up front — 0.5% as standard, from 0.1% — no hidden spread. You choose when to convert. See pricing →
Receiving details in your business name
Real local details in key markets — customers pay you as if you banked next door. Illustrative; your live details appear in your dashboard.
From application to first payment in
Apply online
Tell us about your business and what you collect — a few minutes.
Verify once
We run KYC/AML checks; upload documents once and we handle the rest.
Details issued
Get virtual IBANs and account details in your business name.
First payment in
Start receiving, holding and paying out across 60 currencies.
One account, the whole money stack
Common questions
You can hold and convert balances across 60 currencies. EUR, USD, GBP, CAD and AED are account currencies that come with local receiving details; the rest are available for conversion and payouts.
You can apply online in minutes. Once KYC/AML checks clear, you receive your account details — typically within a few business days depending on your documents.
Yes. First Class Payments Inc. (1klas) is a Money Services Business registered with FINTRAC in Canada. Client funds are safeguarded and kept separate.
Conversions are priced near the mid-market rate with a transparent margin — there is no hidden spread, and you choose when to convert.
Businesses whose money crosses a border, a currency or a rail — marketplaces, SaaS and subscriptions, import/export, agencies paying teams, and crypto businesses.




